Throughline

Throughline is a self-verifying safety-net navigator for people who lose their health coverage the moment they lose their job. When you're laid off, the safety net built for exactly this moment is real and generous, but it's scattered across a dozen agencies, written in eligibility jargon, and gated behind deadlines no one tells you about. So families default to the option that's easiest to find and the worst deal on the table: COBRA. We know because our founder lived it quoted $3,400 a month for a family of three. Throughline turns one short description of your situation into a verified plan and the paperwork to act on it. Two modes, one trustworthy engine. Plan my coverage. You describe your situation; Opus 4.8 works out what you qualify for Medi-Cal, subsidized Covered California, the rest of the safety net and checks every number against a deterministic eligibility engine built on public Federal Poverty Level data. It catches the fact almost everyone misses: Medi-Cal looks at your current monthly income, not last year's salary, so the newly laid-off usually qualify for $0 coverage. It stays honest that approval takes weeks, and points you to care that bridges the wait. Then a Concierge fills out your application, drafts the appointment message, and writes your phone scripts into a review-and-approve checklist. You tap to submit or call. You stay the legal signer. Find care now. For the gap before coverage starts, an agent searches the live web for local, free or low-cost immediate care: free clinics, mobile units, prescription help, and clinical trials that provide free study-related care. It verifies every result is local, low- or no-cost, and sourced before showing it, and each one is one tap to call or open. Built on public data and the live web, localized to the user's language (EN/ES/ZH/VI/TL), and exposed as MCP tools any agent can call. Benefits navigation only, never medical advice. Because the point is to take the bureaucracy off your plate during the hardest week of your year, so you can put your energy where it counts: finding the next job.