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Scuttle Pay

Scuttle Pay is the bank account for AI agents; it lets AI agents buy things online - no humans (or credit cards) required.

Code Video Cerebral Valley

Core trick

Issues agent-scoped spending accounts with user-set limits, letting an agent buy from Shopify stores via a skill instead of a card.

Tags

financeagents

Description

Scuttle Pay is the bank account for AI agents; it lets AI agents buy things online - no humans (or credit cards) required.
jarrodwatts/scuttlepay★ 62 forksTypeScriptMITCreated Feb 12, 2026 · last push Feb 16, 2026

README excerpt

![Built with Opus 4.6 — a Claude Code hackathon](cc-hackathon.png)

# ScuttlePay

[ScuttlePay](https://www.scuttlepay.com) lets AI agents buy things online - no humans (or credit cards) required.

- **For merchants**: Allow AI agents to discover and purchase products from your store.
  1. A **Shopify plugin** that exposes your store's products to AI agents via an API.
  2. An **admin dashboard** for merchants to see purchases made by AI agents on their store.

- **For agents**: Browse items and buy products - without a human in the loop!
  1. A **User dashboard** where you can add funds and set spending limits for your AI agents.
  2. An **agent skill** to teach agents how to autonomously purchase products.

![ScuttlePay merchant vs customer](scuttlepay-merchant-v-customer.png)

## How It Works

### Architecture

```
┌─────────────┐     REST API      ┌──────────────────────────────────────────────┐
│  AI Agent   │◄────(sk_* key)───►│              ScuttlePay                      │
│  (Claude)   │                   │                                              │
└─────────────┘                   │  ┌──────────┐  ┌──────────┐  ┌───────────┐  │
                                  │  │  Spending │  │  Wallet   │  │  Payment  │  │
                                  │  │  Policies │  │  Service  │  │  Service  │  │
                                  │  └────┬─────┘  └────┬──────┘  └─────┬─────┘  │
                                  │       │             │               │         │

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